a. 当按照指定行事的被指定银行、保兑行（如有）或开证行确定提示不符时，可以拒绝兑付或议付。
b. When an issuing bank determines that a presentation does not comply, it may in its sole judgement approach the applicant for a waiver of the discrepancies. This does not, however, extend the period mentioned in sub-article 14 (b).
b. 当开证行确定提示不符时，可以依据其独立的判断联系申请人放弃有关不符点。然而，这并不因此延长14条（b）款中述及的期限。
c. When a nominated bank acting on its nomination, a confirming bank, if any, or the issuing bank decides to refuse to honour or negotiate, it must give a single notice to that effect to the presenter.
c. 当按照指定行事的被指定银行、保兑行（如有）或开证行决定拒绝兑付或议付时，必须一次性通知提示人。 The notice must state: 通知必须声明：
i. that the bank is refusing to honour or negotiate; and i. 银行拒绝兑付或议付；及
ii. each discrepancy in respect of which the bank refuses to honour or negotiate; and ii. 银行凭以拒绝兑付或议付的各个不符点；及
iii. a) that the bank is holding the documents pending further instructions from the presenter; or
iii. a) 银行持有单据等候提示人进一步指示；或
b) that the issuing bank is holding the documents until it receives a waiver from the applicant and agrees to accept it, or receives further instructions from the presenter prior to agreeing to accept a waiver; or
b) 开证行持有单据直至收到申请人通知弃权并同意接受该弃权，或在同意接受弃权前从提示人处收到进一步指示；或
c) that the bank is returning the documents; or c) 银行退回单据；或
d) that the bank is acting in accordance with instructions previously received from the presenter.
d) 银行按照先前从提示人处收到的指示行事。
d. The notice required in sub-article 16 (c) must be given by telecommunication or, if that is not possible, by other expeditious means no later than the close of the fifth banking day following the day of presentation.
d. 第十六条（c）款中要求的通知必须以电讯方式发出，或者，如果不可能以电讯方式通知时，则以其它快捷方式通知，但不得迟于提示单据日期翌日起第五个银行工作日终了。 e. A nominated bank acting on its nomination, a confirming bank, if any, or the issuing bank may, after providing notice required by sub-article 16 (c) (iii) (a) or (b), return the documents to the presenter at any time.
e. 按照指定行事的被指定银行、保兑行（如有）或开证行可以在提供第十六条（c）款（iii）、（a）款或（b）款要求提供的通知后，于任何时间将单据退还提示人。
f. If an issuing bank or a confirming bank fails to act in accordance with the provisions of
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this article, it shall be precluded from claiming that the documents do not constitute a complying presentation.
f. 如果开证行或保兑行未能按照本条款的规定行事，将无权宣称单据未能构成相符提示。 g. When an issuing bank refuses to honour or a confirming bank refuses to honour or negotiate and has given notice to that effect in accordance with this article, it shall then be entitled to claim a refund, with interest, of any reimbursement made.
g. 当开证行拒绝兑付或保兑行拒绝兑付或议付，并已经按照本条款发出通知时，该银行将有权就已经履行的偿付索取退款及其利息。
Article 17 Original Documents and Copies
第十七条 正本单据和副本单据
a. At least one original of each document stipulated in the credit must be presented. a. 信用证中规定的各种单据必须至少提供一份正本。
b. A bank shall treat as an original any document bearing an apparently original signature, mark, stamp, or label of the issuer of the document, unless the document itself indicates that it is not an original.
b. 除非单据本身表明其不是正本，银行将视任何单据表面上具有单据出具人正本签字、标志、图章或标签的单据为正本单据。
c. Unless a document indicates otherwise另外的, a bank will also accept a document as original if it:
c. 除非单据另有显示，银行将接受单据作为正本单据如果该单据：
i. appears to be written, typed, perforated or stamped by the document issuer’s hand; or i. 表面看来由单据出具人手工书写、打字、穿孔签字或盖章；或 ii. appears to be on the document issuer’s original stationery; or ii. 表面看来使用单据出具人的正本信笺；或
iii. states that it is original, unless the statement appears not to apply to the document presented.
iii. 声明单据为正本，除非该项声明表面看来与所提示的单据不符。
d. If a credit requires presentation of copies of documents, presentation of either originals or copies is permitted.
d. 如果信用证要求提交副本单据，则提交正本单据或副本单据均可。
e. If a credit requires presentation of multiple documents by using terms such as \duplicate\least one original and the remaining number in copies, except when the document itself indicates otherwise.
e. 如果信用证使用诸如“一式两份”、“两张”、“两份”等术语要求提交多份单据，则可以提交至少一份正本，其余份数以副本来满足。但单据本身另有相反指示者除外。
Article 18 Commercial Invoice
第十八条 商业发票
a. A commercial invoice: a. 商业发票：
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i. must appear to have been issued by the beneficiary (except as provided in article 38); i. 必须在表面上看来系由受益人出具（第三十八条另有规定者除外）；
ii. must be made out in the name of the applicant (except as provided in sub-article 38 (g)); ii. 必须做成以申请人的名称为抬头（第三十八条（g）款另有规定者除外）
iii. must be made out in the same currency as the credit; and iii. 必须将发票币别作成与信用证相同币种。 iv. need not be signed. iv. 无须签字。
b. A nominated bank acting on its nomination, a confirming bank, if any, or the issuing bank may accept a commercial invoice issued for an amount in excess of the amount permitted by the credit, and its decision will be binding upon all parties, provided the bank in question has not honoured or negotiated for an amount in excess of that permitted by the credit.
b. 按照指定行事的被指定银行、保兑行（如有）或开证行可以接受金额超过信用证所允许金额的商业发票，倘若有关银行已兑付或已议付的金额没有超过信用证所允许的金额，则该银行的决定对各有关方均具有约束力。
c. The description of the goods, services or performance in a commercial invoice must correspond with that appearing in the credit.
c. 商业发票中货物、服务或行为的描述必须与信用证中显示的内容相符。
Article 19 Transport Document Covering at Least Two Different Modes of Transport
第十九条 至少包括两种不同运输方式的运输单据
a. A transport document covering at least two different modes of transport (multimodal or combined transport document), however named, must appear to:
a. 至少包括两种不同运输方式的运输单据（即多式运输单据或联合运输单据），不论其称谓如何，必须在表明上看来：
i. indicate the name of the carrier and be signed by: i. 显示承运人名称并由下列人员签署：
? the carrier or a named agent for or on behalf of the carrier, or 承运人或承运人的具名代理或代表，或
? the master or a named agent for or on behalf of the master. 船长或船长的具名代理或代表。
Any signature by the carrier, master or agent must be identified as that of the carrier, master or agent.
承运人、船长或代理的任何签字必须分别表明承运人、船长或代理的身份。
Any signature by an agent must indicate whether the agent has signed for or on behalf of the carrier or for or on behalf of the master.
代理的签字必须显示其是否作为承运人或船长的代理或代表签署提单。
ii. indicate that the goods have been dispatched, taken in charge or shipped on board at the place stated in the credit, by:
ii. 通过下述方式表明货物已在信用证规定的地点发运、接受监管或装载 ? pre-printed wording, or
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预先印就的措词，或
? a stamp or notation indicating the date on which the goods have been dispatched, taken in charge or shipped on board.
注明货物已发运、接受监管或装载日期的图章或批注。
The date of issuance of the transport document will be deemed to be the date of dispatch, taking in charge or shipped on board, and the date of shipment. However, if the transport document indicates, by stamp or notation, a date of dispatch, taking in charge or shipped on board, this date will be deemed to be the date of shipment.
运输单据的出具日期将被视为发运、接受监管或装载以及装运日期。然而，如果运输单据以盖章或批注方式标明发运、接受监管或装载日期，则此日期将被视为装运日期。
iii. indicate the place of dispatch, taking in charge or shipment and the place of final destination stated in the credit, even if:
iii. 显示信用证中规定的发运、接受监管或装载地点以及最终目的地的地点，即使：
a. the transport document states, in addition, a different place of dispatch, taking in charge or shipment or place of final destination, or
a. 运输单据另外显示了不同的发运、接受监管或装载地点或最终目的地的地点，或
b. the transport document contains the indication \or similar qualification in relation to the vessel, port of loading or port of discharge.
b. 运输单据包含“预期”或类似限定有关船只、装货港或卸货港的指示。
iv. be the sole original transport document or, if issued in more than one original, be the full set as indicated on the transport document.
iv. 系仅有的一份正本运输单据，或者，如果出具了多份正本运输单据，应是运输单据中显示的全套正本份数。
v. contain terms and conditions of carriage or make reference to another source containing the terms and conditions of carriage (short form or blank back transport document). Contents of terms and conditions of carriage will not be examined.
v. 包含承运条件须参阅包含承运条件条款及条件的某一出处（简式或背面空白的运输单据）者，银行对此类承运条件的条款及条件内容不予审核。
vi. contain no indication that it is subject to a charter party. vi. 未注明运输单据受租船合约约束。
b. For the purpose of this article, transhipment means unloading from one means of conveyance and reloading to another means of conveyance (whether or not in different modes of transport) during the carriage from the place of dispatch, taking in charge or shipment to the place of final destination stated in the credit.
b. 就本条款而言，转运意指货物在信用证中规定的发运、接受监管或装载地点到最终目的地的运输过程中，从一个运输工具卸下并重新装载到另一个运输工具上（无论是否为不同运输方式）的运输。
c. i. A transport document may indicate that the goods will or may be transhipped provided that the entire carriage is covered by one and the same transport document.
c. i. 只要同一运输单据包括运输全程，则运输单据可以注明货物将被转运或可被转运。. ii. A transport document indicating that transhipment will or may take place is acceptable, even if the credit prohibits transhipment.
ii. 即使信用证禁止转运，银行也将接受注明转运将发生或可能发生的运输单据。
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