my own money on reserve if ever there are rainy days in the future. It’s sensible to build and protect your personal financial security.”

51. The trend to keep a secret bank account is growing because______

A. escape fund helps one through rainy days B. days are getting harder and harder C. women are money sensitive D. financial conflicts often occur 52. The word “savvy”(Line2,Para 2)probably means_______

A. suspicious B. secure C. shrewd D. simple 53. Which inference can we make about Margaret?

A. She is a unique woman. B. She was once divorced. C. She is going to retire. D. She has many children. 54. The author mentions Colleen’s example to show_____

A. any couple can avoid marriage conflicts B. privacy within marriage should be respected C. everyone can save a fortune with a happy marriage D. financial disclosure is not necessarily bad 55. Which of the following best summary this passage?

A. Secret Savers B. Love Is What It’s Worth C. Banking Honesty D. Once Bitten, Twice Shy Questions 56 to 60 are based on the following passage:

“The word ‘protection’ is no longer taboo (禁忌语)”. This short sentence, uttered by French President Nicolas Sarkozy last month, may have launched a new era in economic history. Why? For decades, Western leaders have believed that lowering trade barriers and tariffs was a natural good. Doing so, they reasoned, would lead to greater economic efficiency and productivity, which in turn would improve human welfare. Championing free trade thus became a moral, not just an economic, cause.

These leaders, of course, weren’t acting out of unselfishness. They knew their economies were the most competitive, so they’d profit most from liberalization. And developing countries feared that their economies would be swamped by superior Western productivity. Today, however, the tables have turned---though few acknowledge it. The West continues to preach free trade, but practices it less and less. Asian, meanwhile, continues to plead for special protection but practices more and more free trade.

That’s why Sarkozy’s words were so important: he finally injected some honesty into the trade debates. The truth is that large parts of the West are losing faith in tree trade, though few leaders admit it. Some economists are more honest. Paul Krugman is one of the few willing to acknowledge that protectionist arguments are returning. In the short run, there will be winners and losers under free trade. This, of course, is what capitalism is all about. But more and more of these losers will be in the West, Economists in the developed world used to love quoting Jonoph Schumpeter, who said that

‘creative destruction” was an essential part of capitalist growth. But they always assumed that destruction would happen over there. When Western workers began losing jobs, suddenly their leaders began to lose faith in their principles, Things have yet to reverse completely. But there’s clearly a negative trend in a Western theory and practice.

A little hypocrisy (虚伪) is not in itself a serious problem. The real problem is that Western governments continue to insist that they retain control of the key global economic and financial institutions while drifting away from global liberalization. Lock at what’s happening at the IMF (International Monetary Fund) The Europeans have demanded that they keep the post of managing director. But all too often, Western officials put their own interests above everyone else’s when they dominate these global institutions.

The time has therefore come for the Asians-who are clearly the new winners in today’s global economy-to provide more intellectual leadership in supporting free trade: Sadly, they have yet to do so. Unless Asians speak out, however, there’s a real danger that Adam Smith’s principles, which have brought so much good to the world, could gradually die. And that would leave all of us, worse off, in one way or another. 56. It can be inferred that “protection” (Line 1, Para.1) means________

A. improving economic efficiency. B. ending the free-trade practice C. lowering moral standard D. raising trade tariffs 57. The Western leaders preach free trade because________

A. it is beneficial to their economies B. it is supported by developing countries

C. it makes them keep faith in their principles D. it is advocated by Joseph Schumpeter and Adam Smith 58. By “the tables have turned” (Line 3-4,Para.2) the author implies that________

A. the Western leaders have turned self-centered B. the Asian leaders have become advocates of free trade C. the developed economies have turned less competitive D. the developing economies have become more independent 59. The Western economies used to like the idea of “creative destruction” because it________

A. set a long-term rather than short-turn goal B. was an essential part of capitalist development

C. contained a positive rather than negative mentality D. was meant to be the destruction of developing economies 60. The author uses “IMF” was an example to illustrate the point that_______ A. European leaders are reluctant to admit they are hypocritical B. there is an inconsistency between Western theory and practice C. global institutions are not being led by true globalization advocates D. European countries’ interests are being ignored by economic leaders

Section IV Translation

Directions: In this section there is a paragraph in English .Translate it into Chinese and write your translation on ANSWER SHEET 2 . (20 points)

The term ”business model” first came into widespread use with the invention of personal computer and the

spreadsheet(空白表格程序).Before the spreadsheet, business planning usually meant producing a single forecast. At best, you did a little sensitivity analysis around the projection. The spreadsheet ushered in a much more analytic approach to planning because every major line item could be pulled apart, its components and subcomponents analyzed and tested. You could ask what- if questions about the critical assumptions on which. your business depended-for example, what if customers are more price-sensitive than we thought?-and with a few keystrokes, you could see how any change would play out on every aspect of the whole. In other words, you could model the behavior of a business. Before the computer changed the nature of business planning, most successful business models were created more by accident than by elaborate design. By enabling companies to tie their marketplace insights much more tightly to the resulting economics, spread sheet made it possible to model business before they were launched.

2008年真题答案

1——5 ABCBD 6——10 ACABA 11——15 DDCDA 16——20 CBDCB 21——25 DCABC 26——30 DABCA 31——35 BDBCD 36——40 ADCAB 41——45 BDBAC 46——50 DABCD 51——55 ABBDA 56——60 DACDC 英译汉(四个句型)

“商业模型”这个术语，首先被广泛的应用在个人计算机的发明和空白表格程序上。在有空白表格程序之前，商业策划一般意味着制定出一个预测，最好是你对这个项目做出一点儿敏感性的分析。这种空白表格程序将计划带入了更强的可分析性途径，因为每一个主项目都能够被分离，每一个主件和附件都能够被分析和检验，你可以针对你的决定性的商业设想做任何的“如果式”的疑问，举例来说，如果顾客对于价格的敏感性比我们预想的要高会怎样？而只要敲几下键盘，你就能够知道哪一种变化能够在整体上对各个方面造成影响。换句话说，你能够将商业模式信息化，在计算机改变商业计划的本质之前，很多的成功的商业模型都不是由详细的设计，而是被意外创造出来的。空白表格程序通过使公司将他们的市场洞察和经济影响紧密相联而在计划被制订出来之前使商业模式化成为可能

1)… because every major line item could be pulled apart, its components and subcomponents analyzed and tested. 此句后半句省略了谓语助动词部分，补充完整是：its components and subcomponents could be analyzed and tested.

2)… most successful business models were created more by accidents than by elaborate design. 此句包含一个比较结构， 同汉语中“与其说。。。 倒不如 。。。“ 一致。

3)… spread sheet made it possible to model business before they were launched. 词句包含两个考点： “make” 的使动用法和”it”作为形式宾语的用法。